Irish Life & Permanent plc (“ILP” or “the group”) is a leading provider of personal financial services in the Irish market with strong market positions in life and pensions, fund management and retail banking. The group’s activities comprise retail banking under the permanent tsb brand, life assurance and pensions (including bancassurance) under the Irish Life Assurance brand, fund management under the Irish Life Investment Managers brand and General Insurance through its associate company, Allianz.